Faqs

1. What is a payday loan?
   A payday loan or a cash advance loan is a loan that provides funds for financial emergencies between paydays. A payday loan is meant for short-term financial requirements and does not serve as a long-term solution for cash deficits.
    
2. What are the requirements to be eligible for a payday loan?
   To be eligible for a payday loan, a borrower must have a recognizable source of regular income, a current checking account, and be a minimum of 18 years of age.
    
3. How much can I borrow?
   With payday loans, you can borrow anywhere between $100 and $500. If your circumstances favor, you can borrow up to $1,500.
    
4. What is the interest rate that I qualify for?
   The interest rate that you qualify for on your payday cash advance loan depends on your financial circumstances and your monthly income. To find out more about the interest rate, apply now.
    
5. Are any credit checks performed for providing payday loans?
   No credit checks are performed on a payday loan application.
    
6. What if I want to change the due date?
   Yes, that is easy. All you have to do is notify us through email or phone.
    
7. I have bad credit. Can I still hope to get payday loans?
   Yes. Even with bad credit you can still find payday loans at the interest rates that you are looking for. We make that possible.
    
8. What if I have filed for bankruptcy?
   We have helped people who have filed for bankruptcy in the past. However, if you filed for bankruptcy in the last one year or have multiple bankruptcies in your credit, then it will be difficult for you to get a payday loan.
    
9. What is the loan term for a payday loan?
   A payday loan is usually due within 7 to 14 days. However, in certain cases, the loan term is usually longer.
    
10. Can one checking account be used by more than one person?
    Yes, one checking account can be used by more than one person provided both of them are authorized users of that account.
     
11. What are my chances of approval?
    Most of the people applying usually get approved for payday loans. Refusal would occur only in cases where the borrower is not currently employed or has bounced checks.
     
12. Will I be charged for submitting a payday loan application?
    There are no charges for submitting a payday loan application at Fast-Cash-Payday-Loans. The application is completely free and nonobligatory.